6 Best Ways to Save Money in this Recession

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27 July 2022

Do you ever feel like it’s impossible to find ways to save money, no matter how hard you try? Despite your best efforts to cut expenses, something always unexpectedly arises. Life gets in the way—the car needs new tires, the teenager needs braces, the house needs a new roof—and just like that, saving money takes a back seat. Sound familiar?

In actuality, nothing has to magically fall into place for you to begin saving money. Warning: You will never see it if you wait for the “perfect time” to arrive. Now is the ideal moment to begin saving.

The following are best ways to save money

1. Keep track of your costs

The first step in saving money is to calculate your current spending. Keep a record of every penny you spend, including normal monthly payments as well as purchases for groceries, coffee, and other home items. Using a pen and paper, a straightforward spreadsheet, a free online expenditure tracker, or an app, record your expenses as is most convenient for you. Once you have your data, group the figures into categories like mortgage, petrol, and food and total each sum. Make sure you’ve included everything by consulting your bank and credit card statements.

2. Plan your savings

Imagining what you are saving towards is one of the finest methods to save money. Set saving goals and a deadline if you need some inspiration to start saving. Want to put 20% down on a home purchase in three years? Now that you’ve set a goal, you know how much money you’ll need to set aside each month to reach it.

Also Check Out: 7 Important Self Development Techniques You Need To Know

3. Get Rid of Your Debt

Start with the debt if you’re trying to save money through budgeting but are still heavily indebted. Not persuaded? You can readily determine this by adding up how much money you spend each month on debt repayment. When you are no longer required to pay interest on your debt, you can easily put that money into savings. You have a few options for debt consolidation to improve your ability to pay it off, including a personal line of credit.

4. Spend money on your needs not want

Between the two word need and want lies a very big difference that needs to be carefully noticed. Needs are those urgent things that can’t really wait while want are things that doesn’t really matter but you’re craving for them.

To save money, you should focus more on your needs rather than your wants

5. Look for ways to reduce expenses

It could be time to make spending cuts if you aren’t able to save as much money as you’d want. Determine the non-essentials you can do without, such entertainment and eating out. Look for ways to cut costs on your fixed monthly bills as well, such as your cell phone plan and auto insurance. Other suggestions for reducing daily spending include:

Examine recurring fees

Renewing memberships and subscriptions should be cancelled, especially if you don’t utilize them.

Compare the costs of cooking at home with eating out

Plan to prepare the majority of your meals at home, and on times when you want to reward yourself, look into local restaurant specials.

Delay making a purchase

Wait a few days before making an unnecessary purchase when tempted. The item might turn out to be something you wanted rather than needed, in which case you might make a strategy to save for it.

Eating out is pricey

Simply dining at home can help you save a ton of money each month. Additionally, since you’ve been saving money all month, you won’t feel bad about spending it if you have to dine out due to an occasion or because you’re short on time.

6. Avoid competition

Buying things because friends are buying it, is not healthy when it comes to you saving money. You should avoid such competition.

Final Thought

As the we all are witnessing or experiencing recession, the best thing to learn how to do right now is, saving money. When you learn how to save money, you will automatically be in charge or control of your money and no recession will affect you heavily.

4 Best Health and Fitness Guide for Busy Entrepreneur

By

Johellaa

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26 July 2022

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Finding time for your health and fitness is challenging when you’re a business owner, right? An entrepreneur has little time to work on their wellbeing because they are constantly busy and stressed out, which has a significant negative influence on their body. They frequently work long hours and seldom find time for themselves, let alone exercise. Before the pandemic, there was a concept called “Work-Life Balance,” but today, people have decided to remove it from their dictionaries. Even if it is they themselves, an entrepreneur’s greatest asset is not his business.

Health and fitness are only concerned with maintaining a healthy lifestyle, being fit, and feeling great about yourself. It is not about having the ideal body, the ideal weight, or about becoming an athlete. Enhancing one’s physical and mental well-being will also help one be more productive and energetic while supporting the demanding lifestyle of an entrepreneur.

Today, your success won’t have to come at the expense of your wellbeing. So, we’re here to support you in creating a fantastic lifestyle that maintains your work ethic and is simple to fit into your busy schedule.

The following are health and fitness guide for busy entrepreneur

1. Exercise and Meditation

One important strategy that the majority of successful businesspeople use is giving exercise and meditation priority. Exercise and meditation are important for maintaining mental acuity, which is crucial for an entrepreneur. Additionally, it aids in maintaining mental activity. Exercise can help entrepreneurs increase their creativity because it releases endorphins, which make you feel good and reduce stress.

Exercise can help you think of creative solutions because working long hours on projects can cause a slump in creativity. You might want to think about meditating to help you concentrate and perform better with your daily tasks as well as your workout sessions.

2. Setting boundaries

Setting boundaries is a skill that any entrepreneur or aspiring startup owner should possess. Setting boundaries is essential because it’s challenging to maintain a healthy work-life balance. This goes for everyone, not just business owners.

Try following this easy schedule: get up an hour earlier than normal, and schedule enough time for exercise before you start your day. Lemon water and a wholesome meal are a great way to start the day. Drink plenty of water all day long and consume nutritious meals for lunch and dinner. Last but not least, get to bed at a decent time.

3. Healthy diet

After creating a schedule that you can stick to, you should make a plan for a wholesome food that is rich in proteins and minerals. The adage “You are what you eat” is well known. It has been shown that our nutrition is essential for maintaining both our physical and mental health.

Eliminate all junk, sugary foods and beverages before concentrating on incorporating more wholesome options. Concentrate more on proteins and carbs to increase your productivity at work. Whole grains, fruits, and vegetables are significantly better for your body because they support both the body and the mind. Fast meals and fizzy drinks, however, are more detrimental than beneficial.

4. Socialize

Being social is thought to be advantageous for entrepreneurs. So, make an effort to be as outgoing and jovial as you can. Social interaction has a significant impact on both the mind and body. You become less stressed and anxious, which boosts your confidence. As much as you can, avoid using technology and engage in real conversation instead.

Engage in conversation with strangers and strive to be sincere. Discover what others are enthusiastic about, follow up with inquiries, introduce yourself, or simply engage in brief but regular exchanges. Not only can social interaction help prevent feelings of loneliness, but it also improves memory, makes you happier, and makes you feel better about yourself.

Conclusion

Entrepreneurs undoubtedly lead irregular lives and working schedules. But ignoring one’s health and wellbeing is not a wise course of action. A healthy lifestyle is crucial for growth and success for entrepreneurs since it helps them focus and amplifies their energy.

Science Has This to Say On: The Best Age to Learn New Language

By

Johellaa

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25 July 2022

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Want to learn a new language? Wondering what science has to say about it? Do you intend to raise bilingual kids? Or maybe you’ve always wanted to pick up a foreign tongue, but you’re worried you’re getting too old? If so, you might be wondering when learning a new language is the simplest. Despite the fact that experts have conducted substantial research on the matter, no one can agree on a single solution beyond the maxim “the earlier, the better.” this post is written to enlighten us on the best age to learn new language.

Science Has This To Say On The Best Age to Learn New Language

A new language is simpler to learn the younger you are. How come? The cause has to do with how young children acquire language and how our brains develop over time.

Our brains are wired to learn languages spontaneously and instinctively when we are young. We may infer the grammar of the language we hear around us just by listening. Children who grow up in multilingual homes can learn the grammar and vocabulary of both languages they hear, switching between them as necessary.

But as we get older, we start to lose that capacity. Most of us cease “simply knowing” grammar and start memorizing an obscure set of rules instead. Additionally, we lose the ability to quickly recognize and imitate sounds that are not found in our own tongue.

It is obvious that the formative years are a “critical phase” for language development. What does that imply for language-learning children? In an effort to pinpoint the end of the “critical period” for language learning, numerous scientific investigations have been conducted, with varying and occasionally contradictory outcomes.

670,000 individuals of various ages and nationalities were evaluated by researchers for the study to ascertain their grammatical proficiency in a second language. Before asking the participants to mark whether a sentence was grammatically correct, the researchers asked them to provide information on their age, how long they had been learning English, and the environment in which they had done so.

Of the 670,000 research participants, almost 246,000 claimed to have grown up in a home where only English was spoken. The remainder, meanwhile, spoke two or more languages. The most prevalent native languages among the participants were Russian, German, Turkish, Finnish, and Hungarian. Native English speakers weren’t allowed.

The study’s participants ranged in age from 10 years old to participants in their late 70s, with the majority being in their 20s or 30s. The information gathered allowed the researchers to draw the conclusion that while adolescent years are also a good period to acquire a new language’s grammar, childhood is the optimum time for doing so.

For instance, researchers discovered in a recent study published in May 2018 that children retain their innate capacity to learn the grammar of a new language until they are 17 or 18. To become fluent in that new language before the “critical time” ends, they must begin learning it before the age of 10.

The window of time when language learning happens naturally, however, may start to close as early as age 5-7, according to a previous study.

In contrast, a 2017 study discovered that as little as one hour of play-based training per day allowed Spanish-speaking infants between the ages of seven months and 3 years to learn both English and Spanish.

Leaving aside the research, none of this should deter adults from trying to learn a new language. You can always learn a new language, regardless of your age. However, you’ll definitely need to practice more because as you age, your brain’s capacity to adapt and change declines. Additionally, compared to someone who learns a new language as a child, you’ll probably have more difficulty with grammar and pronunciation.

It’s not all terrible news, either. Even if you learn a new language as an adult, it can help prevent dementia!

5 Benefits of Road Trip

By

Johellaa

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18 July 2022

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Are you so bored and tired of just your daily routine and you’re thinking of a way to spice up your life? Going for a road trip has been a proven way to relieve ourselves from stress and anxiety. To some who doesn’t know the right thing to do in stressful times, I’ll gladly recommend road trips because of the following reasons.

1. Road Trip Gives You Opportunity to Let Go

As previously stated, you have the opportunity to get away from all of the stressful aspects of your life and take a breath of fresh air – and the best part is that you can do so with your friends. You have the chance to put a stop to the life that is passing you by and live it fully. Time will become your friend rather than your enemy if you are not obsessed by hours and deadlines – this is the key to delivering you the healing you require.

2. Opportunity to See More of Your Country

Take a beat and realize that you find yourself in a world that is spectacular in its beauties and wonders. We often get so lost in the problems in our lives, the problems of the world and yes, the problems that often hit a lot harder with the fear of the future for our children, our country. However, if we are constantly looking for the worst in situations, we will find it. Like my Dad said when my music choices (cough-cough, any rock lovers out there?) were being frowned upon: “If you look for the Devil in something, you will find him.”

If I only leave you with one thought today, let it be this: Do not let fear and negativity to control your thoughts and emotions. This will hold you back in all aspects of life, and let’s face it, no one appreciates the pessimistic “Party-Pooper.” Let us stop ignoring the beauty and exciting experiences that our own country has to offer and instead embrace it with an open heart and mind, arms stretched out and running through the fields of flowers like the cliché of a love boy and girl eagerly anticipating each other.

We have far too many unexplored roads, unexplored oceans, unexplored forests, and unexplored people.

3. Opportunity to Meet New People

Nothing like the locals of a town to bring a new sense of flavor and adventure into our lives. From showing you the ins and outs of your destination to helping you with new skills like hiking, paddle-boarding, surfing and many more, all of which broaden your horizon and literally turn you into a new person.

You should also not forget about all the other exotic travelers from within your country, as well as without, that you get to meet. It is in them that you see new places, new cultures and new ways of doing things – which is very important for personal growth and understanding – something we all need a little extra of in the world that we find ourselves in today. These new friends will not only allow you to leave your mark on them, but they will leave their mark on you – making you want to stay longer than what you originally planned.

Also Check Out: TOP 5 BENEFITS OF TRAVELLING: Why you should start traveling in 2022

4. Opportunity to Make Some Unforgettable Memories

One thing you can be certain of is this: you will make memories and you will make lots of them. Whether you opted for something as peaceful and relaxing as a wine-tasting (which in my case would just turn out to be one big party – what can I say, we love our wine) or something a little along the wild side, like a quick skinny dip in the ocean.

Whatever it is you decide to do – the memories you make will last you a lifetime, it will carry you through all the ups and downs in life, it will bring a smile to your face once you find yourself back in the mundane of things and it will make you spontaneous in your planning of the next Road Trip. How can there not be a next one?

Nothing is too big or too small for this trip – the things you do will end up being the things that bring a warm feeling of fondness to your heart. The best of all – if you have friends like mine, there will absolutely be no judgement, just lots of laughter and opportunities for inside jokes and “remember when you (insert verb).” These memories will also be something you can tell the kids one day – take note, I said one day – some of us will have to wait until they pass the R rated phase and are a little bit older and wiser.

On a serious note though, these are the moments that count, that color your life in and make you say: “You know what, I am lucky. I have a beautiful life and I get to share it with beautiful people.”

This brings me to my fifth reason:

5. You Receive an Appreciation for Life

Yes, you get to see new places, meet new people and learn new things. Yes, you get to make memories that will last you a lifetime and you get to make it with the friends of a lifetime – but that is not all: You get to chase the sunrises and sunsets which are a gift of everyday life. Do you remember the last time your mind was shushed by the artful sunrise or sunset of a new place? The last time you felt a completely uninhibited breath of fresh air fill your lung?

9 Best Movies We Grew Up Watching and Still Love

By

Johellaa

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13 July 2022

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Movies are usually used to cure boredom and when you find the funny and interesting ones, you have found something good. That is why I thought to write this post, even though they are old movies, you will definitely be happy to rewatch them again if you have already seen them before, but if you haven’t, I am happy to introduce the movies we grew up watching and still love.

These are some of the delights of our childhood. Given, that most of them are comedies but these movies are classics that we never got tired of.

These are just a few of the movies we loved watching as children:

1. Matilda (1996)

A young girl with psychic abilities has a lot of battles to face especially from her cruel family.

She began to attend school as she found education an escape from her troubles only to discover to her chagrin that the headmistress is a crazy, cruel lady, in fact no better than the family she left at home. With the aid of her growing powers and a sharp mind, she deals with her cruel, estranged family and rescues her kindhearted teacher from their cruel headmistress.

2. George of the Jungle (1997)

The 1997 classic had a powerful storyline which we swallowed immediately. George, the hero of the story is a young man who was lost in a plane crash and left for dead.

He was rescued by a group of intelligent apes and was fairly living an undisturbed life till a group of explorer’s stumbles on his hone. George falls in love with Ursula, the rich heiress but even the couple has quite a several challenges to tackle.

3. Coming to America (1988)

Perhaps, coming to America is the most famous of Eddie Murphy’s movies. The movie is about a prince who has never seen the world and was about to get married, he convinces his father to let him travel the world, and he and his friend, Semi land in New York.

Keeping his identity quiet, he begins to work as a cleaner and then falls in love with his employer’s daughter who was engaged to someone else. The movie goes ahead to tell the budding love between the prince and the girl and further, the disappointment she feels when she learns of his true identity.

Akin goes home reluctant but even Love has a way of conquering all.

Also Check Out: 4 Best Chinese Movie Series To Watch

4. Akeelah and the Bee (2006)

Akeelah is a middle grader who knows a lot of words and can spell them, real fast too. Her talent caught the attention of a coach and they both struggle to see Akeelah win the national Spelling bee competition.

5. The Sword in the Stone (1963)

The Sword in the Stone tells the rags to riches story of the legendary King Arthur and the Knights of the Round Table.

6. The Parent Trap (1998)

Twins, Hallie and Annie meet in summer camp and are struck at how similar they look. They finally discover that they are sisters, each living with one of their parents. They then decide to switch places and while having a bit too much fun, their father springs a surprise engagement announcement. Now, the girls must double their efforts to bring back the couple together again.

7. Stuart Little (1999)

Stuart little tells the astonishing adventure of an adopted rabbit who has to face the hate and sometimes the claws of the family cat who will stop at nothing to kick him out.

8. Dennis the Menace (1993)

Dennis stays with Mr. and Mrs. Wilson when his parents must travel for business. Even though he is driving Mr. Wilson nuts with all his mischief, five-year-old Dennis is only attempting to help, and help he sure did because he caught the thief who has stolen from him. Click here to watch it on IMBD

9. Home Alone (1990)

Kevin Macclister is left home by accident while his family goes on vacation. The thrill of being home alone and all the freedom that comes with it fizzles away when he realizes that his home was about to burgle. Now, Kevin must defend his home against the Wet Bandits- Marv, and Harry.

Home Alone still remains one of the best Christmas movies ever made.